City of Toronto
HELP Program
Homeowners in Toronto can access low-interest financing for energy upgrades like insulation, heat pumps, and HVAC — starting with a free energy audit.
Overview
The Home Energy Loan Program (HELP) offers Toronto homeowners low-interest loans to make energy-efficient home improvements. Funding is repaid through your property tax bill, making it easy to invest in long-term energy savings. The process begins with a certified energy audit to determine which upgrades are eligible.
What's Covered
All upgrades must be recommended by your home energy advisor.
Eligibility
To qualify, you must meet all five of the following criteria:
Process