City of Toronto
HELP Program
Homeowners in Toronto can access low-interest financing for energy upgrades like insulation, heat pumps, and HVAC — starting with a free energy audit.
Overview
The Home Energy Loan Program (HELP) offers Toronto homeowners low-interest loans to make energy-efficient home improvements. Funding is repaid through your property tax bill, making it easy to invest in long-term energy savings. The process begins with a certified energy audit to determine which upgrades are eligible.
What's Covered
All upgrades must be recommended by your home energy advisor.
Cold Climate Heat Pumps
High-Efficiency HVAC Systems
Attic Insulation
Battery Storage
And More
Eligibility
To qualify, you must meet all five of the following criteria:
You must own a residential property in the City of Toronto
Property taxes must be up to date
You must complete a pre-retrofit energy audit
Cannot have received the same rebates previously
The property must be eligible under the City of Toronto HELP guidelines
Process
1
Book Your Free Audit
Takes less than 60 seconds
2
We Visit Your Home
A certified advisor assesses your home
3
Get Your solutions
You’ll receive your upgrade plan
4
Complete the Work
Choose the upgrades that make sense for you
5
Claim Your Rebates
We help ensure you get every dollar